Miami's a city built on entrepreneurship — small business owners, real-estate investors, healthcare workers, hospitality pros. Most have one thing in common: nobody's ever sat down with them and explained life insurance or annuities in plain English (or Spanish). I'm an independent agent based in Homestead, just south of Miami, and I work with Miami families across all 305-area zip codes.
Miami-Dade County and surrounding zip codes — call or text from anywhere in Florida.
Neighborhoods: Brickell, Coral Gables, Coconut Grove, Wynwood, Little Havana, Kendall, Doral, Hialeah, Pinecrest, Westchester
Common zip codes: 33101, 33125, 33155, 33176 and all other Miami-area zips. (Florida licensing covers the entire state.)
Service style: 100% remote — phone, email, video call. No in-person required. Documents signed digitally.
Three product lines, multiple A-rated carriers per line.
Term, Whole Life, and Indexed Universal Life from multiple A-rated carriers. Most healthy 35-year-olds qualify for $500K of term coverage for under $25/month.*
Learn more →ACA Marketplace plans (Florida Blue, UnitedHealthcare, Cigna, Aetna, Ambetter, Oscar), supplemental, short-term coverage, and dental/vision.
Learn more →Fixed annuities, indexed annuities, and MYGAs for retirement income. No-pressure strategy session before any product is discussed.
Learn more →Miami's bilingual market means most national agents miss half the conversation. I work in English and Spanish — full quotes, paperwork, policy delivery. Whether you're a first-generation business owner protecting your kids, a real-estate investor structuring an annuity for retirement income, or a healthcare worker who finally has time to think about coverage — I'll show you real options without the high-pressure pitch.
If you'd rather just talk it through — call (786) 777-8869. I answer the phone. If I'm with another client, I'll call you back the same business day.
Yes. I serve clients across Miami and all of Miami-Dade County, including Brickell, Coral Gables, Coconut Grove, Wynwood. As a Florida-licensed independent agent, I can write life insurance, health insurance, and annuities for any Florida resident.
All of them — including 33101, 33125, 33155, 33176 and every other Miami-area zip code. Florida licensing covers the entire state.
No. I work 100% remotely — phone, email, video call. Documents are signed digitally. Faster for both of us, and works regardless of which Miami-Dade County city or zip code you're in.
Yes — I work in both English and Spanish. Full conversations, paperwork, and policy delivery in either language.
Same business day for most cases. Phone is fastest: a 5–10 minute call gets you real quotes from multiple A-rated carriers — no spam, no obligation.